July 2025 Newsletter
ARTICLE: Be ready when the storm comes
Weather in our area can change quickly—from pop-up afternoon rain showers to severe thunderstorms or named storms. It’s essential to be prepared for any situation. Here are some helpful tips and reminders to maintain readiness:
If you are a homeowner, it's a good idea—for your family’s safety and your neighbors—to make sure your home and yard are as ready as possible.
If you plan to use your CCU Florida debit or credit card while traveling, let us know.
Letting your financial institution know when you're traveling out of state or out of the country is important. Many banks flag transactions that happen in unexpected locations, especially far from home, as a way to protect against fraud. If travel dates aren’t on file, your card could be temporarily locked to prevent potential misuse. A quick call before your trip allows a note to be added to the account and helps avoid any service interruptions while you’re away. You can also fill out a Travel Alert Form in Online Banking. After you login, click on the Additional Services tab, then Travel Alert Form. Or, you can contact Member Services at 321-690-2328 or 1-800-690-2338. It is best to provide notification a week or more before traveling.
Trim your trees.
If you haven’t already, now is the ideal time. Waiting until a storm approaches increases the risk of branches becoming hazardous debris. Don’t forget to trim your bushes, especially if they are already touching your windows. Be sure to contact the power company if you see tree branches laying on powerlines.
Check the perimeter of your home.
Take a look at your soffit and fascia, and make repairs if needed. Clear your yard or large, loose items like outdoor furniture and decorations that could blow away or become dangerous in strong winds. Contact your waste service provider to arrange for a special pickup before the storm if you have large items or yard waste at the curb.
Review your insurance policy.
Ensure that you have adequate coverage for your home and personal property. It may be worth making a phone call to your insurance agent to see if you need to make any changes or at the very least discuss and understand your coverage, specifically for hurricanes.
Document your possessions.
Take photos and videos of the inside and outside of your home. Document serial numbers or anything you may need to file a claim. Don’t forget to include your cars and any recreational vehicles.
Backup your documents electronically.
Scan or save important papers to an external hard drive. You’ll have peace of mind knowing you have copies of birth certificates, medical documents, insurance papers, vehicle titles, wills & trusts, POAs, and pet registrations in one place.
Assemble disaster supplies.
Whether you shelter-in-place or evacuate, you’ll need supplies to get you through a storm. Keep water, non-perishable food, a first-aid kit, flashlights, power banks for charging electronic devices, extra batteries, medicine for the family and pets, a battery-powered radio, a manual can opener, and cash on hand.
If you need assistance to prepare for the unplanned—or recovering after a storm—reach out to Community Credit Union of Florida. We offer products and services that can help you weather whatever comes your way
IMPORTANT DATES
July 4: INDEPENDENCE DAY
Branches Closed
September 1: LABOR DAY
Branches Closed
FREE WEBINAR:
Jul 8 & 17: Mastering the GIG Economy
See All Events and Register at: ccuFlorida.org/events
ARTICLE: Teach your kids about money—Start Early
It’s never too early to start teaching your kids about saving, and summer is the perfect time to begin. By talking with your kids about saving, spending, and smart financial choices, you’re helping build a strong foundation for their future.
Opening a savings account when they are young—or a checking account during their teenage years can be a great first step in forming healthy money habits.
Children who have their own savings account can learn
• The value of money.
• How to set goals and work toward them.
• How to develop a life-long habit of saving part of their income.
Teens with a checking account gain experience in:
• Basic banking terms and how accounts work.
• How to keep track of spending and managing money.
• Knowing when to spend and when to save.
Here are a few tips on how you can teach your children about money.
When they are young:
• Introduce the concept of earning money by doing chores.
• Encourage saving a portion so they can see it grow over time
When they become teenagers:
• Motivate them to earn their own money—through babysitting, lawn care or part-time jobs.
• Have them contribute to expenses like gas or outings to help shift their mindset about money.
• Show them how to track spending, use a debit card, navigate a banking app or using an ATM
We’re here to help!
Bring your child into a branch to start an account. Whether it’s a 5-year-old bringing in their piggy bank or a teen choosing their first debit card, they’ll be excited about having an account in their own name. It only takes $1 to open a savings account and $25 to start a checking.
There’s no substitute for leading by example. Demonstrating good habits like savings and wise spending shows your kids and grandkids how to value money—and builds their confidence. It’s a gift that lasts a lifetime!
