Auto and Truck Loans
Don't buy until you've checked us out!
Whether you are purchasing OR refinancing your auto loan from another lender:
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Make No Payments until 2026*
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Get up to $600 Cash Back**
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Choose Your Payment Schedule: Monthly, weekly, bi-weekly
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Great rates, even if you don't have perfect credit.
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Fast, Local Decisions
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Low Member Rates for Vehicle Insurance and Guaranteed Asset Protection (GAP) Insurance
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Fast Application online, on the mobile app, or at our Partner Dealerships
With low auto loan rates, you'll want to drive off with this deal before it disappears!
How to Apply for a Community Credit Union of Florida Auto or Truck Loan:
You can contact CCU Florida before you shop and get pre-approved. Then you can shop with confidence, knowing how much car you can afford!
- By Phone: Speak to a Member Service Lender: 321.637.3211 (outside Brevard, 1.800.690.2338)
- Online - CCU Members: Use the Mobile App or log in to eBranch Online Banking and your personal information will be pre-filled for you. Or, you may use the application found by selecting the "Apply Online" link below but you will be asked to provide your personal information, including your Member Number.
- Mobile App: Go to More and select Apply for a Loan.
- eBranch Online Banking: Select the Online Application link at the upper right of the screen.
- At the Dealership: You can apply for your vehicle loan at any of our Dealer Partners when you make your purchase. Just let the financing rep know you want to finance with Community Credit Union Florida when you sit down to write up your contract.
- Online - Prospective CCU Members: Select the icon below. Leave the Member Number field blank.
A $5 membership fee is required to open a share account. A share account is required if approved for a loan.
*Payment deferral is optional. Available to borrowers approved for a CCU Florida vehicle loan. First payment may be deferred up to 120 days; your deferment period may be less. Your interest accrues from date of the loan contract, and will continue to accumulate interest on a daily basis. A deferment may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied. Deferral of payments is not available for refinances of existing CCU Florida auto loans.**For purchase loans, cash is available only for financing initiated directly with CCU Florida. Not available for financing obtained at a dealership. Financing and rates are based on creditworthiness. The amount of cash back is based on loan amount. Cash back of $600 for loan amount of $30,000 or more; $400 for loan amount between $20,000 and $30,000; and $200 for loan amount up to $20,000. Mention or enter promo code: MK-200REFI when applying in person or online. Cash bonus will be deposited to the Share Savings Account associated with the loan account on the 5th business day of the month following the loan closing. Existing CCU Florida loans are not eligible. Offers are subject to change.
