did you know?

Community Credit Union of Florida members have access to many great FREE services.

Here are some we want to make sure you know about. Click or tap the name of each service to learn more.




Account Security Services

CCU uses intelligent systems to monitor your account for fraudulent activity. In order to contact you if a suspicious transaction is detected, we need your mobile phone number! To update your contact information, use the secure Contact Information Update Form available under the Additional Services tab in eBranch Online Banking or visit any CCU branch.

Auto Buying Center

Community Credit Union’s Auto Buying Center is your one-stop shop for everything you need when you want to eliminate stress as you look for your next new or used vehicle and get the best deal. Visit our website to access CCU AutoSMART, our online vehicle marketplace designed exclusively for credit union members, get preapproved for financing, then contact the CCU Auto Pro to help you drive home with a great deal.

Auto Pro

Free for CCU Members, from start to finish, no haggle, no hassle - the Auto Pro makes it easy for you. Contact the Auto Pro to ask ANY questions you have about a vehicle purchase, like the value of your trade in or a fair price for the vehicle you want to buy. Or, you can let the Auto Pro do the research and shopping for you!



AutoSMART is a powerful online shopping website that lets you research vehicles, see what local dealerships are offering, browse used vehicles nationwide, calculate monthly payments and figure out what you can afford.

BALANCE Financial and Consumer Education

Whether you're interested in developing a workable spending and savings plan, getting out of debt, taking a look at your credit report, buying a home, or planning for your financial future, Community Credit Union wants to help. That's why we've provided access to free and confidential financial counseling and education through BALANCE.

Guaranteed Asset Protection (GAP)

CCU offers Guaranteed Asset Protection (GAP) because insurance settlements don't always cover your loss in the event your vehicle is stolen, accidentally damaged beyond repair, or declared a total loss. As a result, you'll have to pay on a vehicle you no longer drive, plus you still have to purchase a new vehicle.  GAP protects you from this risk.


CCU offers the HomeAdvantage Program to assist in your home buying process from start to finish. Search the same Multiple Listing Service used by REALTORS®. Find neighborhood information, sales data, and an experienced agent. Earn a cash rebate when you buy or sell your home with a HomeAdvantage Agent, a FREE member service.

Debit Card RoundUp Savings Program

It’s your virtual coin jar! The amount of every debit card transaction you make will be rounded up to the nearest dollar, and the difference will be transferred to your CCU Share Savings Account. Enroll today on the CCU Mobile App or in eBranch Online Banking.

Debit Card Purchase Rewards

Offers are presented from merchants based on your debit card purchases, and your Purchase Rewards are given to you as cash back after a purchase. Keep up with your Debit Card Purchase Rewards when you’re on the go by viewing and accepting your available rewards on the CCU Mobile App (go to the More section and tap on Purchase Rewards).

FICO® Score

All members who have a CCU checking account and/or loan are able to view a free FICO® Credit Score when logged in to eBranch Online Banking or the CCU Mobile App. 

Home Equity Line of Credit (HELOC)

CCU offers a convenient, easy loan application process along with unique HELOC features including financing of primary residences and second homes up to 100% combined loan to value, and rental property up to 75% combined loan to value. Plus, there is no minimum draw requirement or limit on the number of transfers you can make from your CCU HELOC using eBranch Online Banking or the CCU Mobile App. 

Mobile Deposit

Deposit checks using your Android™ smart phone/tablet or Apple® iPhone/iPad. Deposits received before 3:00 PM EST on a business day will be credited to your account by the end of business on that same day.  Deposits received after 3:00 PM EST on holidays or days that are not business days will be credited by the end of business on the following business day.  

Mobile Mortgage Application

Members and prospective members can access our EASY online application on any mobile device or PC. You may save your application to finish later if needed. You have the option to confirm your assets online during your application instead of sending documents separately. Just follow the prompts!

Overdraft Protection

CCU offers several ways to help you avoid bounced checks or payment denials. Set up Account Alerts within your eBranch Online Banking, utilize Overdraft Transfer which moves money from your CCU Share Savings Account or CCU Line of Credit Account, or Overdraft Privilege which is automatically extended to qualifying CCU members on account types that offer this feature.

Personal Financial Management Software

Money Management is a free member service which provides an aggregate view of your CCU accounts as well as your accounts at other financial institutions. Know your finances, track your budget and watch your spending. Simply log in to your eBranch Online Banking, and select the “Money Management” image (or link, when viewing on a small screen) and follow the prompts.

Personal Line of Credit as an Overdraft Source

Protect yourself from overdraft fees by using a Personal Line of Credit as an Overdraft Protection source for your checking account.


This convenient service available in eBranch Online Banking and on the CCU Mobile App gives you the ability to send money to, or receive money from, anyone using an email address or mobile phone number. There are NO CHARGES for Standard or Next Day delivery options.

Refer-A-Friend Program

The greatest compliment we can receive is a referral of friends and family to CCU. You and your referral have the opportunity to earn a bonus. Click here to download a Refer-A-Friend form or pick one up at any branch.

SecurLOCK Mobile App

This secure mobile app allows you to protect and manage your CCU credit and debit cards directly from your phone. Turn your cards off and on, control where your cards can be used, and receive instant alerts for particular transactions or balance levels.

Text Message Banking

This secure instant service allows you to get your balances, recent transaction history, and transfer between accounts right from your text-enabled smart phone or wireless device. There is no need to download an app or log in. Simply text the key word for the information you want to 454545.


Membership available in Brevard, Indian River, Orange, Osceola, Polk, and Volusia Counties. A one-time membership fee is required.

Equal Housing Opportunity.


For Additional Assistance: Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to memberservices@ccuflorida.org. For your security, DO NOT send account numbers or other private information using this general email address. Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking.