VISA® Credit Cards

Special Introductory Offer for NEW Credit Cards

Enjoy an introductory 0% APR for 12 months.¹ After 12 monthsrates will range between 12.99-24.99% APR for Visa® Platinum, and 15.49-21.75% for Visa® Platinum Rewards.²Also, earn up to 1% cash back on qualifying balance transfers ranging from $1,000 to $15,000.³ Limited time offer valid until January 30, 2026.

Click here to see details on Introductory Offer 

All VISA® Credit cards from Community Credit Union of Florida feature NO annual fee and a 25-day grace period for purchases when you pay your balance in full by the due date.

Select the card that's right for you: 

VISA® Credit Card Comparison

VISA Platinum
Rewards

Low-Rate VISA Platinum

VISA Platinum
Savings-Secured

Image for CCU Platinum Rewards Card | CCU of FL Image for CCU Platinum Visa | CCU of FL Image for CCU Platinum VISA | CCU of FL
A variable rate card featuring ScoreCard® Merchandise and Travel Rewards. Best choice if you pay your balance off every month. A Visa Platinum card featuring our lowest rates. Best choice if you typically carry a balance or want to transfer a balance from another card. A Visa Platinum card secured by the funds in your Share Savings account.* A great way to build or repair credit.

Other money-saving, convenient features include:

  • No fees for cash advances
  • LOW credit union rates
  • Earn 1% cash back on balance transfers³
  • The security and worldwide acceptance of EMV chip technology
  • Free SecurLOCK card control app
  • Free travel accident insurance**
  • Instant cash from all ATMs displaying the VISA® logo. 
  • Fast, easy online or automatic payment from your other CCU Florida accounts.
  • Easy account access through eBranch Online Banking and the CCU Mobile App
  • Support Brevard's public schools at NO COST to you by registering your card in our exclusive School Bucks Donation Program

Apply for A CCU Florida Visa® Credit Card

 

Need a card for your business?  VISA Platinum Credit Cards for Businesses.

Credit Card Application and Solicitation Disclosure


How To Make Payments
How To Make Payments
  • Log in to the eBranch and make a payment by making a transfer from your checking or savings account. Simply select the "Make a Transfer" link on the Accounts home page and follow the prompts.
  • Pay directly on the Online VISA Access site. Log in to the eBranch, choose the Credit Card/Mortgage tab, select Credit Card, then payments.
  • Set up an automatic transfer that will occur on the same day each month. SMART MEMBER TIP: If you don't want to automatically pay the entire balance, set up a transfer for an amount you know you can pay each month so you always pay by the due date and avoid a late fee.

APR=Annual Percentage Rate.
¹New Platinum or Platinum Rewards cardholders will receive a 0% introductory fixed APR on purchases and balance transfers for the first 12 months. Eligibility for introductory rate and the variable rate or fixed rate that will apply after intro. period are based on creditworthiness. The promo rate is for 12 billing cycles. ²After that, the APR on the existing balances and future transactions will increase to the non-discounted fixed rate between 12.99-24.99% APR for VISA Platinum Cards and the non-discounted variable rate between 15.49-21.75% APR on Platinum Rewards Cards the first day of the next billing cycle. There are no fees on balance transfers. Offer and rates are subject to change.
Excludes Share-Secured and Business Credit Cards. Limited time offer valid until January 30, 2026.
³Get 1% cash back on balance transfers totaling more than $1,000. The amount of each transfer must be $1,000 or greater. Receive a maximum of up to $500 cash back per calendar year. Does not apply to existing CCU balances. Cashback payments will be made as a deposit to the cardholder’s CCU Florida Savings account. Cash back offer is valid on both existing and new credit cards. Offer is subject to change.
*The credit card limit for your Savings-Secured card can be set as high as, or as a portion of, your Share Account available balance.  While the card is active, an amount equal to the limit is placed on hold in the Share Account. A Savings-Secured credit card account may be opened for a minor with an adult guarantor who is a parent or legal guardian. **Travel accident insurance is provided at no cost to you with your VISA© credit cards. For more information and to fill out a designated beneficiary form, click here.