Protection and Coverage
Community Credit Union is insured by the National Credit Union Share Insurance Fund (NCUSIF). NCUSIF insurance is similar to the deposit insurance protection offered by the Federal Deposit Insurance Corporation (FDIC). The NCUSIF is managed by the National Credit Union Association under the direction of a three-person Board appointed by the President of the United States. Under the Emergency Economic Stabilization Act of 2008, the share insurance protection was increased to $250,000 on all types of accounts. Click or tap here to learn more in this brochure from the NCUA.
Payment Protection Plans
Community Credit Union can help you protect your assets so you and your loved ones can rest assure you are covered in the event of an unforeseen event. We offer two types of payment protection plans:
A serious disability can halt the income you need to make your monthly loan payments, which can impact your credit rating. Credit Disability Insurance is designed to provide you with funds to help you with your loan obligations. This policy makes loan payments up to the policy limits should you become totally disabled.
Credit life insurance is exactly what the name implies - life insurance that will pay off the amount of debt on a line of credit such as a mortgage or credit card. Getting credit life insurance on a mortgage can be relatively inexpensive and can protect loved ones in the event of an unexpected death. Credit Life Insurance pays off loan up to the policy limits should you pass away.
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to firstname.lastname@example.org. For your security, DO NOT send account numbers or other private information using this general email address. Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking.