High-Yield Account
Grow your money with confidence at CCU Florida. Our High-Yield Account gives you the flexibility to save, spend, or do both—all while earning higher dividends than a traditional savings account. It’s a smarter way to make your money work harder for you.
CCU Florida’s HIGH-YIELD ACCOUNT not only gives you the opportunity to use your money when you need to by paying your bills, writing checks, and using a debit card, it’s also a safe place to earn a great rate while watching your money grow.
- Access your funds when you need them without penalties.
- Direct deposit is available sooner with Early Payday.¹
- Enjoy peace of mind knowing your funds are insured by the NCUA.
The more you save, the more you earn.
| Account Balance | Annual Percentage Yield (APY²) |
|---|---|
| <$10,000 | 0.00% |
| $10,000 – $25,000 | 2.25% |
| $25,000 – $50,000 | 2.50% |
| $50,000 – $100,000 | 2.75% |
| $100,000+ | 3.00% |
Options to open a CCU Florida High-Yield Account:
By Phone:
Speak to a Member Service Representative: 321.690.2328 (Outside Brevard, 1.800.690.2338)
In Person:
Stop by one of our seven branch locations.
Online:
Existing CCU Members: Use the Mobile App or log in to eBranch Online Banking and your personal information will be pre-filled for you. Or, you may use the application found by selecting the "Open an Account" link below, but you will be asked to provide your personal information, including your Member Number. Select “Existing Member”.
Mobile App: Go to More and select Open An Additional Account
eBranch Online Banking: Select the Online Application link at the upper right of the screen.
Prospective Members: Select the image below, then select the “Become a Member” link.
¹Early Payday is based on the date that your employer or other direct deposit source sends CCU Florida the funds for your deposit. The actual delivery dates may vary in the event of holidays and other occurrences. ²APY=Annual Percentage Yield. Rates as of September 1, 2026. Rates are subject to change without notice. Amount of dividend is based on your average daily balance for the month. The minimum deposit required to open is $25. Avoid a monthly service fee of $25 by maintaining a minimum daily balance of $10,000.
Membership available in Brevard, Indian River, Orange, Osceola, Polk & Volusia Counties. A $5 one-time membership fee is required.
