Real Estate Center
Community Credit Union of Florida offers so much more than financing. We are your one-stop resource for researching neighborhoods and prices, finding a real estate agent to assist you with buying or selling, homeowner education, and help with budget planning.
Of course, we can provide you with great financing whether you purchasing or building a home, or need a home equity loan to make improvements to your current home .
Buying? Search the MLS, research neighborhoods, find an agent, earn a rebate on agent commissions, and get great financing from CCU - all in one place! Selling? Save on sales agent commissions! This is a FREE member service. Enroll today - even if you're not quite ready to buy! Learn more and enroll
First Mortgage Loans
CCU's great financing is available right now for purchase or refinance. Click on the image below to apply online any time using any mobile device or PC. You'll have the option to confirm your assets online if you prefer instead of sending documents separately. Just follow the prompts!. See our loan options
Apply on the CCU Mobile App
Apply By Phone: If you prefer, you can speak to a Mortgage Specialist 24 hours a day to submit your application! Just call 321.690.2328. You do not have to be a CCU member to apply for your financing. We will process your membership along with your loan application
Get ready for home ownership or a move up with this free toolkit from BALANCE, our financial education partner. Learn more
10 Things that Put Your Mortgage Application at Risk
Keeping your finances stable and answering questions from the lender quickly and accurately are the keys to owning your new home. Click or tap here to learn about some "ordinary" activities that can affect the final approval of your mortgage.
Budget Planning (made easy)
MyBalance lets you create and manage a budget online and be ready for that first home or a move. This is a FREE and confidential member service. Your information is NOT shared with CCU. You can get started now and save your budget to finish later. You will be able to view or update your budget any time. Once your budget is set up, you will get action steps to help make your money work for you! You can even choose to set up a confidential (and yes, FREE) phone session with a financial counselor who will help you take your plan further. When creating your account, please select Community Credit Union of Florida as your "Referring Organization." Get started
Save For Your Down Payment
Get serious about getting ready to buy a home with a Serious Saver account. Learn more
Down Payment and Closing Cost Assistance
Community Credit Union now offers assistance with down payments, closing costs, and principal reduction assistance to individuals and households earning modest incomes for the purchase of existing housing units as a principal place of residence. These funds can be applied towards FHA Loans as well as other CCU First Mortgage loans. Please ask your CCU Mortgage Loan Officer for more information.
Home Equity Loans
If you are planning on staying in your home but need to make improvements or want to tap in to your equity for another need, we have options! Choose from lines of credit or fixed-rate loans. Learn more