Second Chance Debit/Checking

Everyone deserves a second chance. If you have issues in your credit or account management history that have prevented you from being approved for a checking account, CCU has a solution for you*.

This account has features to help protect you from overdrafts. A monthly service fee of $10 will be automatically charged to your account by CCU. After your Second Chance Account has been open for 12 months, you may request an account review to see if your account type can be changed to one of CCU's standard checking accounts. 

This account does not allow access to overdraft services or envelope deposits at ATMs.  Other than that, you will have the same great FREEMIX of services that are available with all CCU Checking Accounts.   

Make a smart move and open a Second Chance Debit/Checking Account today*!

In Person:
Stop by one of our seven branch locations.  Our Rockledge and Palm Bay branches are open Saturdays from 9 am to noon.

By Phone:
Speak to a Member Service Lender:  321.637.3211 (outside Brevard, 1.800.690.2338)

Online:
Existing CCU Members:  Use the Mobile App or log in to eBranch Online Banking and your personal information will be pre-filled for you.  Or, you may use the application found by selecting the "Join Online" link below, but you will be asked to provide your personal information, including your Member Number.
Mobile App:  Go to More and select Apply for a Loan.
eBranch Online Banking:  Select the Online Application link at the upper right of the screen.
Prospective CCU Members:  Select the icon below. Leave the Member Number field blank.

For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to memberservices@ccuflorida.org.  For your security, DO NOT send account numbers or other private information using this general email address.  Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking. 

24-Hour Account Information: 321.631.4611

Member Services: 321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

NCUA
Equal Housing Lender
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