Second Chance Debit/Checking

Everyone deserves a second chance. If you have issues in your credit or account management history that have prevented you from being approved for a checking account, CCU has a solution for you*.

This account has features to help protect you from overdrafts. A monthly service fee of $10 will be automatically charged to your account by CCU. After your Second Chance Account has been open for 6 months, you may request an account review to see if your account type can be changed to one of CCU's standard checking accounts. 

This account does not allow access to overdraft services or envelope deposits at ATMs.  Other than that, you will have the same great FREEMIX of services that are available with all CCU Checking Accounts.   

Learn more about opening a Second Chance Debit/Checking Account.

For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to  For your security, DO NOT send account numbers or other private information using this general email address.  Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking.