Certificates of Deposit

CCU offers some of the highest CD rates in the area. Plus an alternative if you just can't commit.

A Certificate of Deposit (CD), also known as a time deposit, differs from a regular savings account because it has a specific, fixed term and rate of interest. A CD is meant to be held until maturity, when the money may be withdrawn along with the interest it has accrued. Funds are insured by the NCUA.

  • Available for Regular, IRA, and Business accounts
  • Terms range from three months to five years
  • A minimum opening deposit of $1,000 (requirements for special rates may differ)
  • Early withdrawal penalties may apply
  • Click here to view our rates

If you would like to earn a good interest rate but cannot tie up your funds for a term, consider our Premium Savings Account.

Click here to open your CD or Premium Savings Account


For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to memberservices@ccuflorida.org.  For your security, DO NOT send account numbers or other private information using this general email address.  Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking. 


*APY = Annual Percentage Yield. Assumes certificate is held to maturity. Early withdrawal will incur penalties. Limited time offer. Offer ends when withdrawn by CCU. Minimum deposit of $1,000 to open. New money only.

24-Hour Account Information: 321.631.4611

Member Services: 321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

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