Free Checking Plus from Community Credit Union Logo

The free account that puts money in your pocket.

NO minimum balance requirement. NO minimum deposit requirement. NO monthly fees.


Extraordinary Dividends

Always Free

Earn 2.50% APY on your average daily balance up to $5,000 and 0.10% APY¹ on any amount above that when you use your debit card 20 times during the month and enroll in eStatements². If you don’t meet the criteria to earn a dividend during a month, no worries! You still get terrific, FREE checking account.

Add Rewards

Add Savings

Our Debit Card Purchase Rewards Program offers discounts based on your purchase patterns and are given in the form of cash back after a purchase. Enroll in the CCU Debit Card RoundUp Savings Program which helps you build your savings automatically. It’s your virtual coin jar.


How To Open Your Free Checking Plus Account

Current CCU Checking Account Members

New Members or Members without a Checking Account

  • Contact a CCU representative at a branch or by phone at 321.690.2328
  • Send a secure message via eBranch Online Banking or in the CCU Mobile App


Click or tap here to see our unbeatable FREEMIX of services, all of which are included with Free Checking Plus.

Click or tap to see our debit cards styles.

¹Rates as of October 1, 2018. Ask CCU for rates or click or tap here to view current rates for Free Checking Plus. Amount of dividend is based on your average daily balance for the month. ²If you do not use your debit card 20 times by 5pm ET on the last day of a calendar month and/or you are not enrolled in eStatements, no dividends will be earned. ATM transactions are not counted towards total. Account is still FREE even if you don’t earn dividends. APY=Annual Percentage Yield.

Membership available in Brevard, Indian River, Orange, Osceola, Polk, and Volusia Counties. A one-time membership fee is required.

For Additional Assistance: Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to For your security, DO NOT send account numbers or other private information using this general email address. Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking.