Save a trip to the branch or ATM!
Deposit checks using your smart phone
(and soon, your tablet)
Things to Know About Mobile Deposit:
When will my Mobile Deposit be credited to my account?
Deposits confirmed as received before 3:00 PM EST on a business day will be credited to your account the same day, by the end of the business day. Deposits confirmed received after 3:00 PM EST and deposits confirmed received on holidays or days that are not business days, will be credited to your account on the following business day by the end of that business day. Funds will be available as described in our Funds Availability Policy Disclosure.
IMPORTANT: Even if the check is initially accepted by CCU and you are given credit, we will review all deposited checks and may choose to later reject it. For instance, if the image is not easily readable, we will reject it. We may also reject it if the amount on the check does not match the amount you entered. Typically checks are reviewed within one business day of being deposited, but you must securely store the original check for 30 days and make it accessible to us at our request.What are the deposit limits?
You will be notified of your limits in your registration confirmation email.
Is Mobile Deposit secure?
Your deposits made using the mobile app are safe and secure. The check images are not stored on your device. However, it is very important that you take appropriate steps to protect the security of your phone, such as:
*Good standing includes no occurrences of Insufficient Funds (NSF) within the 90-day period. Your access to Mobile Deposit may be terminated if your account does not remain in good standing.
**In any 30-day period (not a calendar month)