Home Equity Rates
Special Introductory HELOC Rate
Enjoy a Special introductory rate of 3.99% APR1 for the first 12 months on home equity lines of credit. After the introductory period, the rates would range between 6.50%-12.00% APR.
Prime Rate Home Equity Line of Credit
Rate based upon credit score and approval. Your annual percentage rate may change quarterly, which may increase your monthly payment. The annual percentage rate is based on the Prime Rate published in the Money Rates column of the Wall Street Journal. Programs plus a margin, terms and conditions are subject to change without notice. You have to pay certain third parties closing costs, between $0 and $1,000. Payment Example: If you borrow $50,000 at 6.50% for 30 years with a draw period of 15 years, your monthly principle and interest payment would be $316.03. For additional information and loan details please contact our contact center at 321.690.2328 or toll free at 800.690.2338.
Fixed Rate 2nd Mortgage
Apply for a Home Equity Line of Credit
Rate based upon credit score and approval. A $25,000 loan for 20 year at 6.49% APR with a minimum LTV of 80% would have a monthly payment of $186.30. Programs, terms and conditions are subject to change without notice. You may have to pay certain third parties closing costs, between $0 and $1,000. Property and flood insurance may be required, subordinate liens only. For additional information and loan details please contact our contact center at 321.690.2328 or toll free at 800.690.2338.
APR=Annual Percentage Rate. 1The introductory rate is for 12 months starting the month of the loan closing. Thereafter, the Home Equity Line of Credit will have a variable rate between 6.50% – 12.00% APR. Rates are based on credit score, combined LTV, term, loan amount, plus a margin. After introductory period, your rate may change quarterly, based upon the Prime rate.
