Holiday Loans
We can help make your holiday season more manageable with a little jingle in your pockets.
QCash Holiday Loan¹
Available: November 1, 2024 - January 1, 2025
Borrow up to $1,000 for holiday expenses
Rate: 10.50% APR²
No credit check
Loan payback term of 12 months
No loan application fee
Must be a CCU member for 3 months
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CCU Mobile App: Go to the “More” section and select QCash.
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eBranch Online Banking: Log in, go to the “Additional Services” tab, and select QCash.
Seasonal Personal Loan
Available: November 1, 2024 - January 1, 2025
Rates as low as 8.00% APR²
12-month payback term
NO application fees
NO origination fees
NO prepayment fees – pay off your loan early without a penalty!
More Loan Options
QCash Loan - Not eligible for QCash Holiday Loan? A QCash Loan may be right for you.
• No credit check
• No application fee
• 6 month payback term on loans up to $1,000
• 12 month payback term on loans from $1,001-$2,000
• You choose your due date
• Must be a CCU member for 3 months or more
• Approval based on member relationship
• Active military not eligible
Personal Loan - Need more funds with a longer term? A Personal Loan may be right for you.
• Borrow up to $40,000 for Individual and up to $60,000 with a joint
• Rates as low as 10.29% APR²
• Flexible payment dates
• NO application fees
• NO origination fees
• NO prepayment fees – pay off your loan early without a penalty!
Not Eligible? Click 'Learn More' to see other great loan options available.
Need Assistance? Let's Connect.
¹Not available to members who have existing QCash Member Assistance Loans.
²APR = Annual Percentage Rate. Loan rates and amounts are based on credit history, loan terms and borrower qualifications. Payment example: $10,000 at 9.00% APR; 60 monthly payments of approximately $200.
