VISA Credit Card Rates

Special Introductory Offer for NEW Credit Cards

Enjoy an introductory 0% APR for 12 months.¹ After 12 months, rates will range between 12.99-24.99% APR for Visa® Platinum, and 15.49-21.75% for Visa® Platinum Rewards.² nd Also, up to 1% cash back on qualifying balance transfers ranging from $1,000 to $15,000.³ Limted time offer valid until January 30, 2026.

Credit Card rates are based on credit history, loan terms, and borrower qualifications.  Contact us to determine your rate.

Apply for a CCU VISA^® Credit Card

See our current VISA^® Credit Card Promotions.

To read the Credit Card Application & Solicitation Disclosure.

APR=Annual Percentage Rate.
¹NEW Platinum or Platinum Rewards cardholders will receive a 0% introductory fixed APR on purchases and balance transfers for the first 12 months. Eligibility for introductory rate and the variable rate or fixed rate that will apply after intro. period are based on creditworthiness. The promo rate is for 12 billing cycles. ²After that, the APR on the existing balances and future transactions will increase to the non-discounted fixed rate between 12.99-24.99% APR for VISA Platinum Cards and the non-discounted variable rate between 15.49-21.75% APR on Platinum Rewards Cards the first day of the next billing cycle. There are no fees on balance transfers. Offer and rates are subject to change. Excludes Share-Secured and Business Credit Cards. Limited time offer valid until January 30, 2026.
³Get 1% cash back on balance transfers totaling more than $1,000. The amount of each transfer must be $1,000 or greater. Receive a maximum of up to $500 cash back per calendar year. Does not apply to existing CCU balances. Cashback payments will be made as a deposit to the cardholder’s CCU Florida Savings account. Cash back offer is on existing and new cards. Offer is subject to change.