VISA Credit Card Rates

Effective February 1, 2026


Credit Card rates are based on credit history, loan terms, and borrower qualifications.  Contact us to determine your rate.

Apply for a CCU VISA® Credit Card

See our current VISA® Credit Card Promotions.

To read the Credit Card Application & Solicitation Disclosure.


APR=Annual Percentage Rate.
¹The APR or VISA Platinum Cards range from 12.99-24.99% APR and the APR on Platinum Rewards Cards range from 14.99-21.25% APR. There are no fees on balance transfers. Subject to change without notice.
²Get 1% cash back on balance transfers totaling more than $1,000. The amount of each transfer must be $1,000 or greater. Receive a maximum of up to $500 cash back per calendar year. Does not apply to existing CCU balances. Cashback payments will be made as a deposit to the cardholder’s CCU Florida Savings account. Offer is subject to change.
*Make a purchase of any amount using your CCU VISA Platinum Rewards Credit Card within 30 days of the date the card account was opened. No enrollment required. Qualified purchases do not include cash advances, balance transfers, convenience checks, or returns. This is a variable rate card. Rates are based on credit history, loan terms, and borrower qualifications. Contact CCU to determine your rate.