First Mortgage Rates - Purchase/Refinance

In addition to highly competitive rates, Community Credit Union of Florida also helps buyers save money with a low flat fee for lender costs and our HomeAdvantage programs.

CCU also offers VA home loans and FHA home loans and other loan terms in addition to those listed below. Please speak to a CCU representative or simply select your preferred loan type and term when completing an application online or on the CCU mobile app.  

Please contact a CCU representative to ask about a rate buydown if that is of interest.

Conventional Financing

Important Terms and Conditions

Jumbo Financing

Important Terms and Conditions

HomeFree Mortgage: A special refinance program for amounts up to $100,000

Important Terms and Conditions


The rates listed above are Community Credit Union of Florida's starting base interest rates

Loan rates are based on credit history, loan terms, and borrower qualifications.  Contact CCU to determine your rate. The interest rate to be charged on a specific loan will be based on the loan program, the transaction type, the credit scores of all borrowers, the loan to value or combined loan to value (LTV/CLTV/HCLTV) ratios, the type of property financed, the number of units within the property and if secondary financing will apply. 

The rate to be offered will be determined once a complete application has been submitted, including property address and all supporting documents. Complete application package must be submitted for rate and point to be locked. Rate adjustments will be made when escrows are waived and with no closing cost programs. Contact CCU to ask about rate buy-downs.  

Community Credit Union of Florida reserves the right to limit the maximum Loan to Value (LTV) or Combined Loan To Value (CLTV) ratio that we will finance.

Purchase/Refinance Loan Amounts OVER $50,000**