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CHECKING & SAVINGS BONUS OFFERS

Give Your Pay A Boost!

Get up to $500 Cash Back* when you open a Free Checking Plus account and sign up for direct deposit. Actual bonus amount will match your direct deposit up to $500*

Checking Promotion:

Get a $500 Checking Bonus*. To qualify:

  • Open a new checking account with CCU Florida.
  • Establish a direct deposit within 60 days of account opening.
  • Mention or Enter Promo Code: MK-CHECKING

It gets even better! Free Checking Plus account pays dividends when you use your debit card at least 20 times a month.

  • Earn 2.50% APY on balances up to $10,000 and 0.10% APY on balances exceeding $10,000.**
  • Not a debit card user? No worries, it’s still a free account with no monthly fees.

To open your accounts:

*Cash back bonus requires establishing direct deposit within 60 days of opening a new CCU Florida checking account. Promotional code MK-Checking must be mentioned at the time of account opening or entered in the online application. The cash back bonus consists of CCU Florida matching the amount of the first qualifying direct deposit, up to $500. Qualifying direct deposits must be electronic deposits of a paycheck, pension, or government benefits (such as Social Security) from an employer or the government and must continue for a minimum of 90 days. Transfers from external accounts or person-to-person payments, including services such as Zelle®, do not qualify as direct deposits. The cash back bonus will be posted on the 5th of the month following the completion of the 90-day direct deposit requirement. Bonus amount is based on the amount of the first qualifying direct deposit. Examples include: 1) A direct deposit of $1,200 will receive a cash back bonus of $500. 2) A direct deposit of $385 will receive a cash back bonus of $385. Offer available to new checking account holders only. This offer is not available to anyone who has closed account within 12 months or already has a checking account. 

**APY=Annual Percentage Yield. Rates as of November 1, 2025. Amount of dividend is based on your average daily balance for the month. Earn 2.50% APY on your average daily balance up to $10,000 and 0.10% APY on any amount above that when you use your debit card 20 times during the month and enroll in eStatements. If you do not use your debit card 20 times by 5pm ET on the last day of the calendar month and/or you are not enrolled in eStatements, no dividends will be earned. (ATM transactions do not count towards total). Membership is available in Brevard, Indian River, Orange, Osceola, Polk and Volusia Counties. A Share-Savings account with a one-time $5 membership fee is required to establish a checking account