DATE
Tuesday, February 03, 2026
TIME
7:00 - 8:00 PM
FORMAT
Registration Required
Ask real lenders your questions
Bring your “Why was I denied?” and “How do I get a better rate?” questions. Get real answers in real time from local lending professionals.
What’s fixable before you apply
Learn what’s actually being evaluated beyond the score—and how lenders interpret the story your credit report tells.
What impacts approvals + rates
Understand what helps approvals, what hurts rates, and why similar scores can still lead to very different outcomes.
What’s fixable before you apply
Leave with practical next steps you can take before your next application—so you don’t waste a hard inquiry or walk in unprepared.
Register for the class
Fill out the registration form to save your spot. It takes less than 2 minutes to sign up for this free virtual class.
Review Confirmation Email
You'll get an instant confirmation email with your Microsoft Teams link and calendar invite. We'll also send reminders before the class starts.
Join Us on February 03, 2026
Click the Microsoft Teams link from your confirmation email and join us live to learn from CCU Florida credit experts.
Ask Questions & Learn
Participate in the live Q&A session and get your credit questions answered by local lending professionals in real-time.
Is this class free?
Yes, this is a free, virtual educational class open to everyone.
Do I need to be a CCU Florida member to attend?
No, this class is open to the community. You do not need to be a CCU Florida member to attend.
How do I join the virtual class?
This class is held virtually using Microsoft Teams. After you register, you'll receive a confirmation email with the meeting link. You can join from a computer, tablet, or phone.
What topics will be covered?
The class will explain how credit scores work, common factors that can influence credit, and common credit myths. There will also be time for general questions.
Can I ask questions during the class?
Yes, attendees may submit general credit questions during the session. Please do not share personal or account-specific information.
Is this personalized financial advice?
No, information shared during this class is for educational purposes only and does not constitute personalized financial, legal, or tax advice.
Will this class improve my credit score?
This class is designed to help you understand how credit scores work. It does not guarantee credit improvement or specific outcomes.
24-Hour Account Information:
Member Services:
Apply for a Loan:
Routing Number:
263182037