Overdraft Protection Options

CCU offers several ways to help you avoid bounced checks or payment denials. 

Account Alerts:  Helps prevent overdrafts by alerting
you when your account drops below a level you have specified.  With Text Message Banking, you get your balance AND you can immediately transfer funds from another CCU account into your checking account.

Overdraft Transfer:  Moves money from your CCU Share Savings Account or CCU Line of Credit Account to cover the overdraft.

Overdraft Privilege:  Checks and electronic transactions are paid to avoid merchant returned item or late fees.

For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to  For your security, DO NOT send account numbers or other private information using this general email address.  Private, unpublished personal information should ONLY be sent through Secure Email, which is available within eBranch Online Banking.  Once you have logged in, click on "Support" in the upper right-hand corner and select the "Secure Email" link.




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