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Secured Loans

Share Secured Loan:
Also known as a Savings Secured Loan, this is a good loan for a person who wants to build - or rebuild - an excellent credit history, or simply borrow at a lower rate.  You can secure the loan with the funds in your Membership Share Account or with a Certificate of Deposit.

This is a variable rate product that is currently priced at 3% above what the Certificate or Share Account is paying at that time.

  • Borrow up to 100% of the available balance in the account you use to secure the loan
  • The secured amount becomes available for withdrawal as you make your loan payments
  • Interest rate and repayment terms vary
  • Continue earning dividends on the account you use to secure the loan while you repay the loan


Other Secured Loans:

Call a Member Service Lender to discuss your individual needs for financing on a variety of products, including computers, appliances, home air conditioning and heating units, off-road motorcycles, personal watercraft, and all-terrain vehicles.

  • Borrow up to 100% of purchase price, including tax, license, dealer prep charges, document fees, and life and disability insurance
  • Terms up to 60 months (minimum loan balance may apply)
  • Automatic repayment option from a CCU Checking or Savings Account
How to Apply:

By Phone:
Speak to a Member Service Lender:
  321.637.3211 (outside Brevard, 1.800.690.2338)

Apply Online:
CCU Members:  Use the application available when you log in to Online Banking.  Your personal information will be automatically filled in.  Once logged in, select the “Additional Services” tab.

Prospective Members:  Apply Here

Check out our low rates!
 

Resources to help you learn about credit reports:

BalanceTrack - World of Credit Reports

Terms subject to change.

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