Loans & VISA


Personal Loans

Personal loans - also known as signature loans - allow you to borrow money without providing collateral, such as home equity, to secure the loan. Funds from these loans can be used as you wish to meet any financial need you may have.  The rates are typically lower than for credit cards, making this a good option for an emergency loan to meet unexpected expenses. 

Community Credit Union of Florida provides low rates, no hidden fees, and a fast, free online application.

  • Borrow up to $25,000*
  • Low minimum loan amounts mean you can borrow just what you need for emergencies
  • Apply online – no need to visit a branch
  • No collateral requirement (like equity in a home or vehicle)
  • Use the funds for any purpose
  • LOW rates – even if you don’t have perfect credit
  • Flexible payment dates
  • NO application fees
  • NO origination fees
  • NO prepayment fees – pay off your loan early without a penalty!

Choose from:

  • Personal Loan:   Fixed rate loan with predictable payment. Funds are dispersed when you sign your loan documents ("close" on your loan).    
  • Personal Line of Credit:  Funds can be drawn over time when you need them.  Payment may adjust depending on balance of loan. 

A Member Service Lender can tell you more about the different loans and decide which is best for your situation.

How to Apply:

By Phone:
Speak to a Member Service Lender:
  321.637.3211 (outside Brevard, 1.800.690.2338)

Apply Online:
CCU Members:  Use the application available when you log in to Online Banking.  Your personal information will be automatically filled in.  Once logged in, select the “Additional Services” tab.

Prospective Members:  

Check out our low rates!
Loan rates and amounts are based on credit history, loan terms, and borrower qualifications.  Contact CCU or apply online to determine your rate. 

Here is a resource to help you prepare to borrow at a great rate:

BalanceTrack - World of Credit Reports

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