Loans & VISA

 

Personal Loans

Personal loans - also known as signature loans - allow you to borrow money without providing collateral, such as home equity, to secure the loan. Funds from these loans can be used as you wish to meet any financial need you may have.  The rates are often lower than for credit cards, so they can be a helpful alternative when you are faced with an unexpected expense.

Have a High-Deductible Health Insurance Plan?   A Personal Line of Credit can be a cost-effective way to be ready for medical expenses that you may not be able to cover from your regular income or haven't yet saved up for in your Health Savings Account.

Choose from:

  • Personal Loan:   Fixed rate loan with predictable payment. Funds are dispersed when you sign your loan documents ("close" on your loan).
    Rates as low as 7.99% APR*.  
     
  • Personal Line of Credit:  Funds can be drawn over time when you need them.  Payment may adjust depending on balance of loan. 
    Rates as low as 7.99% APR*.  

A Member Service Lender can tell you more about the different loans and decide which is best for your situation.


How to Apply:

By Phone:
Speak to a Member Service Lender:
  321.637.3211 (outside Brevard, 1.800.690.2338)

Apply Online:
CCU Members:  Use the application available when you log in to Online Banking.  Your personal information will be automatically filled in.  Once logged in, select the “Additional Services” tab.

Prospective Members:  


Check out our low rates!

*Rate current as of January 1, 2015.  Loan rates are based on credit history, loan terms, and borrower qualifications.  Contact CCU or apply online to determine your rate. 

Resources to help you prepare for borrowng at a great rate:

BalanceTrack - World of Credit Reports


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