Loans & VISA


VISA® Credit Cards

Our no-frills low rates and NO annual fee makes this a great card for shopping AND balance transfers!  And you can benefit your favorite Brevard public school at no cost to you by registering your card in our exclusive School Bucks Program.   

Are you carrying a balance on a high-rate card?  Perhaps on several?  Lower your monthly payments by opening a low-rate CCU Visa® card and transfer your outstanding balances.  It only takes a few minutes on the phone or online to apply and you could save hundreds - even thousands - on interest charges.  

CCU Visa cards feature:

  • No annual fee 
  • No fees for cash advances
  • Same low rate for cash advances
  • LOW credit union rates
  • 25-day grace period for purchases when you pay your balance by the due date
  • Instant cash from all ATMs and tellers displaying the Visa® logo
  • Fast, easy online or automatic payment from your other CCU accounts.  No need to process your payment before the due date!
  • Support Brevard's public schools at NO COST to you by registering your card in our exclusive School Bucks Program
Apply Online:

Existing CCU Members
: Log on to eBranch Online Banking.  Select the "Additional Services" option from the grey menu bar and choose "Apply for a Loan / Credit Card."  By applying in this manner, your personal information will automatically be filled in. 

Prospective CCU Members: Select the icon below to access our convenient online application.  We will process your membership along with your loan application.

By Phone:
Available 24 hours a day, 7 days a week!
Call 321.637.3211 to speak to a Member Service Lender (outside Brevard, 1.800.690.2338)

In Person:
Visit any of our convenient
CCU Branches.  Our Rockledge and Palm Bay branches are open Saturdays from 9 am to noon.
Please sign in at the front desk.  Scheduled appointments are not available.

Select the card that's right for you: 

Platinum Visa Credit Card
With CCU's Visa® Platinum Card, you will enjoy a credit limit up to $25,000.

Share-Secured Visa Credit Card
Our Share-Secured Card is a perfect way to build or repair credit while enjoying the many benefits of a Visa® Credit Card AND an ultra-low interest rate.  This card is secured by the funds in your Share Savings account.  The credit card limit can be set as high as, or as a portion of, your Share Account available balance.  While the card is active, an amount equal to the limit is placed on hold in the Share Account.

Managing your CCU Credit Card is Easy: 

Making Payments: 
Whatever CCU Credit Card you choose, it's easy and fast to make your payments - even right on the due date! 

Log in to the eBranch and make a payment by making a transfer from your checking or savings account.   Simply select the "Make a Transfer" link on the Accounts home page and follow the prompts.  

You can also set up an automatic transfer that will occur on the same day each month.  SMART MEMBER TIP:  If you don't want to automatically pay the entire balance, set up a transfer for an amount you know you can pay each month so you always pay by the due date and avoid a late fee.

Tracking Your Spending: 
Worried about losing track of what you've spent using your credit card?  Sign up for
Financeworks, a FREE Personal Financial Management tool that is fully integrated with your CCU accounts.  It's amazing - and it's a FREE member service!  You'll get a quick glance of your spending right on the Accounts home page whenever you log on to eBranch online banking, and with one click you can see all the details, including categories that help you track how much you're spending on groceries, home, gifts, car, and more.  You can set up a reminder message that you'll receive prior to your payment due date.  

*APR is annual percentage rate.  The Base Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, credit history, and terms of the loan.  Your rate can be higher depending upon credit performance.  Credit card offer requires an account in good standing with a minimum of $5. Offer not eligible on existing loans or balances with CCU.

Visa Credit Card Disclosure Information CLICK HERE.

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