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Member Benefits


Because credit unions are democratic, member-owned cooperatives, members have the power to direct credit union policy. Members are given the opportunity annually to select candidates from among their peers for the Board of Directors, to represent them in setting the policies of the credit union. Besides the member-ownership advantage, the not-for-profit status of a credit union enables them to operate at a lower cost than many for-profit institutions, and offer competitive loan and savings rates to the members.

As a credit union member:

  • You can nominate candidates from among your peers to serve on your credit union's board of directors.
  • You can take advantage of the competitive loan and savings rates available to you as a result of your credit union's not-for-profit status.
  • You have access to experienced financial counselors who can help you meet your savings goals and minimize costs when you borrow money.
  • You can belong to an organization where people matter more than profit.

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