ACH Origination Services

Community Credit Union offers ACH Origination Service for payroll and other ACH credit files. 

Please note that CCU does not offer payroll preparation; we simply process your ACH credits using your file. You can prepare your file using your own payroll system or CCU's ACH software application (currently ProfitStars®).

We offer ACH Credit services only at this time. We are not able to originate ACH debits (debit another financial institution, charge a customer's account, etc).

Same-day ACH service is available at an increase per-transaction cost. Please contact CCU for file submission requirements. 


  • Must have CCU business membership with a CCU Business Checking account. We will not process from a personal account. 
  • Funds must be available in your CCU account two business days prior to settlement date. 

For-profit businesses:

  • Monthly charge of $25.00 in addition to the per-transaction charge:
  • $0.15 per transaction  (Same-day service: $0.25 per transaction)

Not-for-profit organizations:

  • Monthly charge of $10.00 in addition to the per-transaction charge:
  • $0.15 per transaction (Same-day service: $0.25 per transaction)

Additional Fees*:

  • ACH Set up and Training Fee - $75
  • Retrieval Fee for items older than 90 days - $15 per item
  • Notice of Change $2
  • Return $2

Contact Community Credit Union at 321.690.2328 (outside Brevard, 1.800.690.2338) or contact CCU Business Services at

*Costs subject to change. Applicable monthly fees will be charged on the first day of each month through the ProfitStars system.

Transaction, Notice of change, and Returns will be charged on a daily basis through ProfitStars.