Certificates of Deposit

A Certificate of Deposit (CD) is a time deposit.  It is different from a savings account because it has a specific, fixed term and rate of interest.  A CD is meant to be held until maturity, when the money may be withdrawn along with the interest it has accrued.  Funds are insured by the NCUA.  Click here to view our rates.

  • Available for Regular, IRA, and Business accounts
  • Terms range from three months to five years.
  • A minimum opening deposit of $1,000 (requirements for special rates may differ) 
  • Early withdrawal penalties may apply.

IRA CD Special: 1.25% APY for 20 months*
Minimum Deposit $1,000. Choose between Traditional and Roth.
New Money Only

* APY = Annual Percentage Yield.  Assumes certificate is held to maturity.  Early withdrawal will incur penalties. Limited time offer. Offer ends when withdrawn by CCU. Minimum deposit of $1,000 to open.  New money only. For prospective members, membership share account with a one-time fee of $5 is required.  Membership is available to Brevard, Orange, Osceola, Indian River, Volusia, & Polk County residents.  Federally insured by NCUA.

Open your CCU Certificate of Deposit today!

Open Your Account Online:
Existing CCU Members:  Log on to your eBranch Online Banking account.  Select the "Additional Services" option from the grey menu bar and choose "Open a Deposit Account."  Your personal information will automatically fill in when you apply in this manner.

Prospective CCU Members:  Select the icon below to join and open your account online!

By Phone:  Call 321.690.2328 (outside Brevard, 1.800.690.2338) to speak to a Member Service Representative.

In Person:  Stop by one of our seven branch locations.  Our Rockledge and Palm Bay branches are open Saturdays from 9 am to noon.

If you would like to earn a good interest rate but cannot tie up your funds for a term, consider our
Premium Savings Account.

For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to  For your security, DO NOT send account numbers or other private information using this general email address.  Private, unpublished personal information should ONLY be sent through Secure Email, which is available within eBranch Online Banking.  Once you have logged in, click on "Support" in the upper right-hand corner and select the "Secure Email" link.

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