We understand our members may suffer financial hardship as a result of the ever-changing public health concerns. As always, the well-being of our members and our community is our priority.
Please keep the following in mind as you plan your finances for the coming weeks, and contact a CCU Member Service Representative to discuss these options at 321-690-2328 (outside Brevard: 800-690-2338). Select option 5.
Member Assistance Loan* – Please contact us to apply to borrow up to $5000.
QCash Member Assistance Loan* – This lower-rate variation of our traditional QCash Loan allows you to borrow up to $1000. Approval is based on member’s relationship with CCU. Apply on the CCU Mobile App or use the form available within eBranch Online Banking.
Home Equity Line of Credit – 1.99% APR for 12 months1 and after that, rates as low as 3.00% APR2.
Credit Card Limit Increase – As always, there are no fees for cash advances and you can get instant cash from any ATM displaying the VISA® logo
Loan Extensions – Get up to 60 days on most CCU loans.
Waived CD Early Withdrawal Penalties – Contact us if you need access to these funds.
*Standard underwriting guidelines apply. The annual percentage rate is based on the Prime Rate published in the Money Rates column of the Wall Street Journal. Payment example: If you borrow $2,500 at 4.25% for 36 months, your monthly principle and interest payment would be $74.61. Terms and conditions are subject to change.
¹Special introductory rate for 12 months. Not available for rental or investment properties. Thereafter, the Home Equity Line of Credit will have a variable rate between 3.00% - 11.00% APR. Rate current as of March 23, 2020. APR=Annual Percentage Rate. ²Rates are based on credit score, combined LTV, term, plus a margin. Rates and programs are subject to change without notice. Annual Percentage Rate may change quarterly, which may increase your monthly payment. Up to 80% LTV available for 2nd lien position loans on primary residences. Other restrictions may apply. Details available from CCU.