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Certificates of Deposit

A Certificate of Deposit (CD) is a time deposit. It is different from a savings account because it has a specific, fixed term and rate of interest. A CD is meant to be held until maturity, when the money may be withdrawn along with the interest it has accrued. Funds are insured by the NCUA. Click here to view our rates.

  • Available for Regular, IRA, and Business accounts
  • Terms range from three months to five years
  • A minimum opening deposit of $1,000 (requirements for special rates may differ)
  • Early withdrawal penalties may apply

Click to see our IRA CD SPECIAL!

*APY = Annual Percentage Yield. Assumes certificate is held to maturity. Early withdrawal will incur penalties. Limited time offer. Offer ends when withdrawn by CCU. Minimum deposit of $1,000 to open. New money only.

Open your CCU Certificate of Deposit today!

If you would like to earn a good interest rate but cannot tie up your funds for a term, consider our Premium Savings Account.

How to Open Your Account:

By Phone:
Speak to a Member Service Representative:  321.690.2328 (outside Brevard, 1.800.690.2338)

In Person:
Stop by one of our seven branch locations.  Our Rockledge and Palm Bay branches are open Saturdays from 9 am to noon.
Existing CCU Members:  Use the Mobile App or log in to eBranch Online Banking and your personal information will be pre-filled for you.  Or, you may use the application found by selecting the "Open an Account" link below, but you will be asked to provide your personal information, including your Member Number. Select “Existing Member”.
Mobile App:  Go to More and select Open An Additional Account
eBranch Online Banking:  Select the Online Application link at the upper right of the screen.
Prospective CCU Members:  Select the icon below, then select the “Become a Member” link.

For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to  For your security, DO NOT send account numbers or other private information using this general email address.  Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking. 

24-Hour Account Information: 321.631.4611

Member Services: 321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

Equal Housing Lender
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