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First Mortgage Loans

Ask a Mortgage Specialist about our Flat-Fee Lender Costs! Only $1,200*, no matter what amount you finance.

CCU has a First Mortgage to suit just about any situation. Our flexible underwriting and commitment to our members makes the financing process a smooth one. Our Mortgage Specialists will be happy to discuss which options may work best for you.

Learn about how our HomeAdvantage™ Program.

Check out our low rates!

CCU's First Mortgage products feature:

  • Minimal down payment
  • Low closing costs
  • NO prepayment penalties
  • Loans for purchase, construction, and refinance
  • Fast, easy application

Purchase options include:

Frequently Asked Questions: 

How does the mortgage application process work?
First, call or meet with a CCU Mortgage Specialist or submit your application online.  Once your application is submitted, an appraisal may be ordered. Depending on the type of appraisal ordered, you may be contacted by an appraiser to schedule an appointment. A title report and a flood report will be ordered. We may also request some information to confim your employment and income.  We'll work with you to make sure you know what is needed from you along the way so that we can close your loan as quickly as possible.  Once all information has been received, we will review your loan for final approval, and then contact you to schedule a closing time.

What else do I need to know about applying for a home loan?
After you submit your home loan application, we may need some or all of the following information as part of the loan approval process:

  • Tax returns for the last two years
  • Pay stubs for the last two pay periods

What should I do if I already have a mortgage but am experiencing financial hardships?
If you are having difficulties paying your first mortgage, please contact Member Solutions.

How to Apply:

Speak to a Mortgage Specialist 24 hours a day, 7 days a week:  321.690.2328 (outside Brevard, 800.690.2338).

Apply Online:  Click the image below.

*No additional costs such as application, origination, processing, underwriting or doc prep fees. Third-party costs, such as appraisal, inspection, title fees, and prepaid items such as real estate escrows for hazard/flood or mortgage insurance premiums are the responsibility of the borrower. Available for residential mortgages only.


24-Hour Account Information: 321.631.4611

Member Services: 321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

Equal Housing Lender
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