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First Mortgage Loans

One low fee for all lender costs | Brevard County FL
 

With a First Mortgage Home Loan from Community Credit Union of Florida, you CAN have it all. As a member-owned, not-for-profit financial cooperative, our goal is to provide you with efficient, trusted service AND great pricing.

FAST Application: Apply online or by phone 24/7. We can get you to closing in 30 days!*

LOCAL Decisions: Our flexible underwriting and commitment to our members make us easy to work with.

$AVE Money:  One low fee for lender costs1 no matter what amount you finance, highly competitive rates, programs that provide up to 100% financing with no PMI requirement2, terms up to 40 years, discounts on agent fees with HomeAdvantage™ and more all work together to provide you with affordable financing.

Save on agent commissions with our HomeAdvantage™ Program, a free member benefit!

Check out our low rates!
 

CCU's First Mortgage products feature:

  • Fast, easy application online or by phone 24/7
  • Minimal down payment
  • Low closing costs
  • 1.5% closing cost credit option available3
  • Financing up to 100% available2
  • NO prepayment penalties
  • Repayment terms up to 40 years (not available for all loan products)
  • Financing for single family home, 2-4 family residences, townhouse, and condos
  • Loans for purchase, construction, and refinance

Loan Programs Include:

How to Apply for a Community Credit Union Mortgage:

Speak to a Mortgage Specialist 24 hours a day, 7 days a week:  321.690.2328 (outside Brevard, 800.690.2338).

Apply Online:  Click the image below.

image that links to online mortgage application | Brevard County FL


Good To Know:
After you submit loan application, we may need some or all of the following information as part of the loan approval process:

  • Tax returns for the last two years
  • Pay stubs for the last two pay periods

*Borrowers and associated parties must provide documentation in accordance with CCU requirements.

1No additional costs such as application, origination, processing, underwriting or doc prep fees. Third-party costs, such as appraisal, inspection, title fees, and prepaid items such as real estate escrows for hazard/flood or mortgage insurance premiums are the responsibility of the borrower. Available for residential mortgages only.

2100% financing available with specific mortgage loan programs to qualified borrowers. A rate increase of 0.25% wil apply to loans with a Loan to Value (LTV) above 80%.

3A rate increase of 0.375% will apply if borrower chooses the 1.5% closing cost credit option.




 

24-Hour Account Information: 321.631.4611

Member Services: 321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

NCUA
Equal Housing Lender
Click for the BBB Business Review of this Credit Unions in Rockledge FL