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VISA® Credit Cards

 Make a Fresh Start! See Our Special Offer on the CCU Credit Card!

Our no-frills low rates and NO annual fee makes this a great card for shopping AND balance transfers!  Are you carrying a balance on a high-rate card?  Perhaps on several?  Lower your monthly payments by opening a low-rate CCU Visa® card and transfer your outstanding balances.  It only takes a few minutes on the phone or online to apply and you could save hundreds - even thousands - on interest charges.

CCU Visa cards feature:

  • No annual fee 
  • No fees for cash advances
  • Same low rate for cash advances
  • LOW credit union rates
  • 25-day grace period for purchases when you pay your balance by the due date
  • Instant cash from all ATMs and tellers displaying the Visa® logo
  • Fast, easy online or automatic payment from your other CCU accounts.  No need to process your payment before the due date!
  • Support Brevard's public schools at NO COST to you by registering your card in our exclusive School Bucks Program

Select the card that's right for you: 

  • Platinum Visa Credit Card - enjoy a credit limit up to $25,000.
  • Share-Secured Visa Credit Card - Our Share-Secured Card is a perfect way to build or repair credit while enjoying the many benefits of a Visa® Credit Card AND an ultra-low interest rate. This card is secured by the funds in your Share Savings account.  The credit card limit can be set as high as, or as a portion of, your Share Account available balance.  While the card is active, an amount equal to the limit is placed on hold in the Share Account.

Make Payments: 
Whatever CCU Credit Card you choose, it's easy and fast to make your payments - even right on the due date! 

  • Log in to the eBranch and make a payment by making a transfer from your checking or savings account.   Simply select the "Make a Transfer" link on the Accounts home page and follow the prompts.
  • Pay directly on the Online VISA Access site.  Log in to the eBranch, choose the Credit Card/Mortgage tab, select Credit Card, then payments.
  • Set up an automatic transfer that will occur on the same day each month.  SMART MEMBER TIP:  If you don't want to automatically pay the entire balance, set up a transfer for an amount you know you can pay each month so you always pay by the due date and avoid a late fee.

Tracking Your Spending: 
Worried about losing track of what you've spent using your credit card?  Sign up for Financeworks, a FREE Personal Financial Management tool that is fully integrated with your CCU accounts.  It's a FREE member service!   

Visa Credit Card Disclosure Information CLICK HERE.

How to Apply

In Person:
Stop by one of our seven branch loacations.  Our Rockledge and Palm Bay branches are open Saturdays from 9 am to noon.

By Phone:
Speak to a Member Service Lender:  321.637.3211 (outside Brevard, 1.800.690.2338)

Existing CCU Members:  Use the Mobile App or log in to eBranch Online Banking and your personal information will be pre-filled for you.  Or, you may use the application found by selecting the "Join Online" link below, but you will be asked to provide your personal information, including your Member Number.
Mobile App:  Go to More and select Apply for a Loan.
eBranch Online Banking: Select the Online Application link at the upper right of the screen.
Prospective CCU MembersSelect the icon below.  Leave the Member Number field blank.

For Additional Assistance:
Please contact a Member Service Representative at 321.690.2328 (outside Brevard, 1.800.690.2338) or send an email to  For your security, DO NOT send account numbers or other private information using this general emails address.  Private, unpublished personal information should ONLY be sent through Secure Email, which is available within the Mobile App and eBranch Online Banking.



24-Hour Account Information: 321.631.4611

Member Services: 321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

Equal Housing Lender
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