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Commercial Loans & Lines of Credit

Purchase a Building.  Buy Equipment. Refinance your existing loan at CCU's LOW rates. 

Commercial Business Lending

Community Credit Union has earned the respect of the business community across Brevard by providing trusted advice, local decision-making, and very competitive pricing.

We can assist your business with loans, lines of credit, business banking accounts, and more. As a member-owned, locally-headquartered cooperative, CCU serves the community through a particular focus on the emerging and small business market, including women entrepreneurs, minority-owned businesses, and start-ups. Our service area encompasses five counties - Brevard, Indian River, Volusia, Osceola and Orange.  CCU is dedicated to providing members with one-on-one personal service and quick, easy decision-making.

The credit union has originated and participated in commercial-development projects ranging in size from $100,000 to $7 million. Community Credit Union will finance office buildings, small retail centers and office condominiums. Whether you need to expand your business, buy a new building or just open a line of credit we offer competitive rates, flexible financing plans and fast turn around. That's because all of our decisions are made locally.

Small Business Lender - SBA 7 (A)

CCU is a U.S. Small Business Lender offering the SBA 7 (2) loan guarantee program. The SBA 7 (2) loan guarantee program is the most popular SBA program and offers up to 25-year loan amortization, which means lower monthly payments for the borrower. Proceeds from the SBA 7(2) program may be used for most business purposes, including the purchase of commercial real estate, equipment and inventory construction, renovation or working capital.  Down payments for these loans can be as little as 10%. 

Fixed Asset Financing - SBA 504

CCU also has the SBA's 504 loan which provides fixed asset financing for small businesses. These 504 loans can be used to purchase land and construct new buildings; purchase and renovate existing buildings; acquire and install machinery and expand existing facilities. The advantage of a SBA 504 loan is the low down payment of as little as 10% and long term repayment from 10 to 20 years.

Commercial Real Estate Financing

Commercial real estate developers have unique financing needs. At CCU, our business lending professionals will work with you one-on-one from application to closing.

  • Local loan servicing and funding
  • Quick turnaround on loan requests
  • 48-hour draws

If you are buying, building, or just looking for commercial services, CCU has the right account for you. CCU finances a variety of commercial real estate property types including: free-standing buildings, retail, industrial warehouse, office buildings, condominiums, hospitality properties, income-producing properties and owner-occupied properties. CCU provides:

  • Equipment Financing
  • Vehicle Financing
  • Flexible loan programs
  • Lines of Credit
  • Builder Loans
  • Commercial Real Estate Loans
  • Acquisition and Development Loans
  • Construction-Permanent Loans

For more information about CCU's Commercial Lending products, please contact:

North Brevard, Volusia, Osceola, Orange:
Jim Chastain
VP, Commercial Lending Services

South Brevard, Indian River County:
Richard Roach
VP, Commercial Loans

Apply Today!      

By Phone:
Speak to a Member Service Representative:  321.690.2328 (outside Brevard, 1.800.690.2338)

In Person:
Stop by one of our seven branch locations.  Our Rockledge and Palm Bay branches are open Saturdays from 9 am to noon.
You may start the application and save to finish later if needed.

24-Hour Account Information: 321.631.4611

Member Services: 321.690.2328 / 800.690.2338

Apply for a Loan: 321.637.3211

Routing Number: 263182037

Equal Housing Lender
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